Slatebend Business Capital, a small-business funding broker in Cleveland, Tennessee, works with Soddy-Daisy, TN owners in Hamilton County by phone and online. Construction, with 51, was the top sector among 314 employer establishments in ZIP 37379 in 2023 (Census ZBP). Every rate and term comes from the lending partner that reviews the request.
| County | Hamilton County, TN |
|---|---|
| Distance | About 18 miles WNW of Inman St W |
| ZIP 37379 employers | 314 in 2023 (Census ZBP) |
| Largest sector | Construction, 51 employers |
| Self-employed residents | 9.9% (+/- 2.7), ACS 2020-2024 |
Soddy-Daisy, TN and ZIP 37379
Soddy-Daisy is an incorporated city in Hamilton County, Tennessee. It covers about 18.9 percent of the land in ZIP 37379 (Census 2020 ZCTA-to-place relationship file, U.S. Census Bureau), so ZIP counts include businesses outside the city limits. Bradley County figures do not describe it.
ZIP 37379 by the numbers
Counted in 2023: 314 employer establishments, 2,893 employees and roughly $120.8 million of payroll, with 55.1 percent of the employers under five staff (U.S. Census Bureau, ZIP Code Business Patterns 2023).
| Sector | Employer establishments | Share under five employees |
|---|---|---|
| Construction | 51 | 74.5% |
| Retail trade | 48 | 43.8% |
| Other services | 44 | 56.8% |
| Accommodation and food services | 28 | 32.1% |
| Professional, scientific and technical services | 25 | 76.0% |
A trades-heavy ZIP
Among the six community ZIPs on this site, it is the only one led by construction; the others are led by retail or health care. Three in four of the 51 construction employers had a staff of one to four. Small trade firms tend to need three things: payroll money while a job waits on payment, a line they can draw on for materials, and equipment. Equipment financing covers machines and work vans, and the payroll question is the subject of our post on new contractors.
Self-employment in Soddy-Daisy, TN
An estimated 9.9 percent (plus or minus 2.7) of employed Soddy-Daisy residents were self-employed: about 7.7 percent in unincorporated businesses and 2.2 percent in incorporated ones (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates). Many sole proprietors start with personal credit; moving to a business entity, a business bank account and a clean set of books is what lets a partner read the business on its own.
Before a Soddy-Daisy, TN trade firm calls
Bring the job list, the draw or payment schedule on current work, and any equipment quote. A partner judging a small contractor wants to see the gap between paying the crew and getting paid, and how often it repeats. A firm that bills in stages on every job may be better served by a line it can draw and repay than by a one-off loan.
Soddy-Daisy, TN business license and buying a business
Owners looking at a business for sale in the area should know that buying an existing company is a different request from funding one you already run; partners will want the seller's records as well as yours.
Requests From Soddy-Daisy, TN to Inman St W
The office is about 18 miles east-southeast at 427 Inman St W, Cleveland, TN. Requests from Hamilton County, TN start with a call to (423) 407-5038 or the online form, and nothing about the process requires a trip. Our Cleveland, TN page describes Bradley County, and the service-area hub lists the other towns we work with.
Soddy Daisy, TN businesses we help
Slatebend Business Capital works with Soddy Daisy, TN businesses in four sectors our partners have confirmed: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Being in one of them does not decide the outcome; the partner does.
Paperwork partners commonly ask for
- The last three to six months of business bank statements
- Last year's filed tax return for the business
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- A driver's license or passport for each owner
- Your articles of organization or incorporation and the EIN letter
- The equipment quote, contract or purchase order the funding is for
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
What happens after you reach out
- Reach us at (423) 407-5038 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Our address: 427 Inman St W, Cleveland, TN 37311.
By Slatebend Business Capital · Updated
